/* ========================================
   OTC TRANSACTION - DESIGN PREMIUM 2026
   Phase 2 — Blue Accent Scheme
   ======================================== */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&family=Playfair+Display:ital,wght@0,400;0,500;0,600;0,700;0,800;0,900;1,400;1,500&display=swap');

/* ---- VARIABLES ---- */
:root {
  --primary: #0F2B47;
  --primary-light: #1B3A5C;
  --secondary: #2563EB;
  --accent: #3B82F6;
  --accent-light: #60A5FA;
  --gold: #2563EB;
  --bg: #FAFBFD;
  --bg-alt: #F1F5F9;
  --white: #FFFFFF;
  --text: #475569;
  --text-light: #94A3B8;
  --text-dark: #1E293B;
  --border: #E2E8F0;
  --shadow-sm: 0 1px 3px rgba(15,43,71,0.06);
  --shadow: 0 4px 24px rgba(15,43,71,0.08);
  --shadow-lg: 0 12px 48px rgba(15,43,71,0.12);
  --shadow-xl: 0 20px 60px rgba(15,43,71,0.16);
  --radius: 16px;
  --radius-sm: 10px;
  --transition: all 0.4s cubic-bezier(0.25, 0.46, 0.45, 0.94);
  --transition-fast: all 0.2s ease;
}

/* ---- RESET ---- */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--text-dark);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }

/* ---- SKIP LINK ---- */
.skip-link {
  position: absolute; top: -100%; left: 16px; z-index: 9999;
  padding: 12px 24px; background: var(--secondary); color: white;
  border-radius: 0 0 8px 8px; font-weight: 600; font-size: 14px;
  transition: top 0.3s;
}
.skip-link:focus { top: 0; }

/* ---- CONTAINER ---- */
.container { max-width: 1200px; margin: 0 auto; padding: 0 32px; }

/* ---- REVEAL ANIMATIONS ---- */
[data-reveal] {
  opacity: 0; transform: translateY(32px);
  transition: opacity 0.8s cubic-bezier(0.16, 1, 0.3, 1), transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}
[data-reveal].revealed { opacity: 1; transform: translateY(0); }

/* ==============================
   NAVIGATION (navbar)
   ============================== */
.navbar {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  background: transparent; transition: var(--transition);
}
.navbar.scrolled {
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(20px); -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
}
.navbar-inner {
  max-width: 1200px; margin: 0 auto; padding: 20px 32px;
  display: flex; align-items: center; justify-content: space-between;
  transition: var(--transition);
}
.navbar.scrolled .navbar-inner { padding: 14px 32px; }

.navbar-logo { display: flex; align-items: center; gap: 14px; text-decoration: none; }
.navbar-logo-icon {
  width: 42px; height: 42px; border-radius: 10px;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  display: flex; align-items: center; justify-content: center;
  transition: var(--transition);
}
.navbar-logo-text {
  font-size: 22px; font-weight: 800; color: white;
  letter-spacing: 3px; transition: var(--transition);
}
.navbar.scrolled .navbar-logo-text { color: var(--primary); }
.navbar-logo-sub {
  font-size: 9px; font-weight: 500; color: rgba(255,255,255,0.7);
  letter-spacing: 5px; display: block; margin-top: -1px; text-transform: uppercase;
  transition: var(--transition);
}
.navbar.scrolled .navbar-logo-sub { color: var(--text-light); }

.navbar-links { display: flex; gap: 36px; align-items: center; }
.navbar-links a {
  text-decoration: none; color: rgba(255,255,255,0.8); font-size: 14px;
  font-weight: 500; transition: var(--transition); position: relative;
}
.navbar.scrolled .navbar-links a { color: var(--text); }
.navbar-links a:not(.navbar-cta)::after {
  content: ''; position: absolute; bottom: -4px; left: 0; width: 0; height: 2px;
  background: var(--secondary); border-radius: 1px; transition: var(--transition);
}
.navbar-links a:not(.navbar-cta):hover::after { width: 100%; }
.navbar-links a:hover { color: white; }
.navbar.scrolled .navbar-links a:hover { color: var(--primary); }

.navbar-cta {
  padding: 10px 28px !important;
  background: var(--white) !important;
  color: var(--primary) !important;
  border-radius: 8px; font-weight: 600 !important;
  letter-spacing: 0.3px; transition: var(--transition) !important;
}
.navbar.scrolled .navbar-cta {
  background: linear-gradient(135deg, var(--primary), var(--secondary)) !important;
  color: white !important;
}
.navbar-cta:hover { transform: translateY(-2px); box-shadow: var(--shadow); }
.navbar-cta::after { display: none !important; }

/* Dropdown */
.navbar-dropdown { position: relative; }
.navbar-dropdown-trigger { cursor: pointer; }
.navbar-dropdown-menu {
  position: absolute; top: 100%; left: 50%; transform: translateX(-50%) translateY(8px);
  background: var(--white); border-radius: var(--radius-sm); box-shadow: var(--shadow-lg);
  padding: 12px 0; min-width: 260px; opacity: 0; visibility: hidden;
  transition: var(--transition); z-index: 1001; border: 1px solid var(--border);
}
.navbar-dropdown:hover .navbar-dropdown-menu {
  opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0);
}
.navbar-dropdown-menu a {
  display: flex; align-items: center; gap: 14px;
  padding: 12px 24px; color: var(--text-dark) !important;
  font-size: 14px; font-weight: 500; white-space: nowrap;
  transition: var(--transition-fast);
}
.navbar-dropdown-menu a:hover { background: var(--bg-alt); color: var(--secondary) !important; }
.navbar-dropdown-menu a::after { display: none !important; }
.navbar-dropdown-menu a strong { display: block; font-size: 14px; }
.navbar-dropdown-menu a small { display: block; font-size: 11px; color: var(--text-light); font-weight: 400; }

.dd-icon {
  width: 36px; height: 36px; border-radius: 8px;
  background: rgba(37,99,235,0.06);
  display: flex; align-items: center; justify-content: center;
  color: var(--secondary); flex-shrink: 0;
}
.dd-icon svg { width: 18px; height: 18px; }

/* Mobile toggle */
.navbar-toggle { display: none; background: none; border: none; cursor: pointer; padding: 8px; z-index: 10; }
.navbar-toggle span {
  display: block; width: 24px; height: 2px; background: white;
  margin: 6px 0; transition: var(--transition); border-radius: 2px;
}
.navbar.scrolled .navbar-toggle span { background: var(--primary); }

/* ==============================
   HERO
   ============================== */
.hero {
  min-height: 100vh; display: flex; align-items: center; justify-content: center;
  background: linear-gradient(155deg, #0A1628 0%, var(--primary) 30%, #1A3F6B 60%, var(--secondary) 100%);
  position: relative; overflow: hidden; padding: 120px 32px 100px;
}
.hero-bg-shapes { position: absolute; inset: 0; overflow: hidden; }
.hero-shape {
  position: absolute; border-radius: 50%;
  background: radial-gradient(circle, rgba(59,130,246,0.12), transparent 70%);
  animation: float 20s ease-in-out infinite;
}
.hero-shape-1 { width: 600px; height: 600px; top: -20%; right: -10%; animation-delay: 0s; }
.hero-shape-2 { width: 400px; height: 400px; bottom: -10%; left: -5%; animation-delay: -7s; }
.hero-shape-3 {
  width: 200px; height: 200px; top: 40%; left: 30%; animation-delay: -14s;
  background: radial-gradient(circle, rgba(96,165,250,0.08), transparent 70%);
}
@keyframes float {
  0%, 100% { transform: translate(0, 0) scale(1); }
  33% { transform: translate(30px, -30px) scale(1.05); }
  66% { transform: translate(-20px, 20px) scale(0.95); }
}

.hero-content { position: relative; z-index: 2; text-align: center; max-width: 820px; }

.hero-badge {
  display: inline-flex; align-items: center; gap: 10px; padding: 10px 24px;
  background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.12);
  border-radius: 50px; font-size: 13px; color: rgba(255,255,255,0.85);
  letter-spacing: 2px; text-transform: uppercase; margin-bottom: 36px;
  backdrop-filter: blur(10px);
}
.hero-badge-dot {
  width: 8px; height: 8px; border-radius: 50%; background: #34D399;
  animation: pulse-dot 2s ease-in-out infinite;
}
@keyframes pulse-dot {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(1.3); }
}

.hero h1 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(38px, 6vw, 68px);
  font-weight: 700; color: white; line-height: 1.1; margin-bottom: 28px;
}
.hero h1 span {
  background: linear-gradient(135deg, var(--accent-light), #93C5FD);
  -webkit-background-clip: text; -webkit-text-fill-color: transparent;
  background-clip: text;
}
.hero p {
  font-size: clamp(16px, 2vw, 19px); color: rgba(255,255,255,0.65);
  max-width: 620px; margin: 0 auto 44px; line-height: 1.8; font-weight: 300;
}

.hero-buttons { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; margin-bottom: 56px; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 15px 36px; border-radius: 10px; font-size: 15px;
  font-weight: 600; text-decoration: none; transition: var(--transition);
  border: none; cursor: pointer; letter-spacing: 0.3px;
}
.btn-primary {
  background: var(--white); color: var(--primary);
  box-shadow: 0 4px 16px rgba(0,0,0,0.15);
}
.btn-primary:hover { transform: translateY(-3px); box-shadow: 0 8px 32px rgba(0,0,0,0.2); }
.btn-ghost {
  background: rgba(255,255,255,0.08); color: white;
  border: 1.5px solid rgba(255,255,255,0.2);
  backdrop-filter: blur(10px);
}
.btn-ghost:hover { background: rgba(255,255,255,0.15); border-color: rgba(255,255,255,0.4); }
.btn-white {
  background: var(--white); color: var(--primary);
  box-shadow: 0 4px 16px rgba(0,0,0,0.12);
}
.btn-white:hover { transform: translateY(-3px); box-shadow: 0 8px 32px rgba(0,0,0,0.18); }
.btn-outline {
  background: transparent; color: var(--secondary);
  border: 2px solid var(--secondary);
}
.btn-outline:hover {
  background: var(--secondary); color: white;
  transform: translateY(-2px);
}

/* Hero trust bar */
.hero-trust {
  display: inline-flex; align-items: center; gap: 24px; padding: 16px 32px;
  border-radius: 60px; background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1); backdrop-filter: blur(10px);
}
.hero-trust-item { font-size: 14px; color: rgba(255,255,255,0.7); white-space: nowrap; }
.hero-trust-item strong { color: white; font-weight: 700; font-size: 16px; }
.hero-trust-sep { width: 1px; height: 24px; background: rgba(255,255,255,0.15); }

/* Scroll indicator */
.scroll-indicator {
  position: absolute; bottom: 36px; left: 50%; transform: translateX(-50%);
  display: flex; flex-direction: column; align-items: center;
}
.scroll-mouse {
  width: 26px; height: 40px; border: 2px solid rgba(255,255,255,0.3);
  border-radius: 14px; position: relative;
}
.scroll-wheel {
  width: 3px; height: 8px; background: rgba(255,255,255,0.6);
  border-radius: 2px; position: absolute; top: 8px; left: 50%; transform: translateX(-50%);
  animation: scroll-anim 2s ease-in-out infinite;
}
@keyframes scroll-anim {
  0% { opacity: 1; transform: translateX(-50%) translateY(0); }
  100% { opacity: 0; transform: translateX(-50%) translateY(14px); }
}

/* ==============================
   SECTION COMMONS
   ============================== */
.section { padding: 120px 32px; }
.section-header { text-align: center; max-width: 640px; margin: 0 auto 72px; }
.section-eyebrow {
  display: inline-block; font-size: 12px; font-weight: 700; color: var(--secondary);
  letter-spacing: 3px; text-transform: uppercase; margin-bottom: 16px;
  padding: 6px 16px; background: rgba(37,99,235,0.06); border-radius: 50px;
}
.section-title {
  font-family: 'Playfair Display', serif;
  font-size: clamp(30px, 4vw, 44px);
  font-weight: 700; color: var(--primary); margin-bottom: 18px; line-height: 1.2;
}
.section-desc { font-size: 17px; color: var(--text); line-height: 1.7; }
.section-divider {
  width: 60px; height: 3px; border-radius: 2px; margin: 24px auto;
  background: linear-gradient(90deg, var(--secondary), var(--accent-light));
}

/* Section variants */
.section-gold { background: var(--bg-alt); }
.section-gold-pale { background: var(--bg); }

/* Badge */
.badge {
  display: inline-block; font-size: 11px; font-weight: 700; color: var(--secondary);
  letter-spacing: 2px; text-transform: uppercase;
  padding: 4px 12px; background: rgba(37,99,235,0.06); border-radius: 50px;
}

/* ==============================
   SERVICES / CARDS
   ============================== */
.services-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 28px; max-width: 1200px; margin: 0 auto;
}
.card-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 28px; max-width: 1200px; margin: 0 auto;
}
.card {
  background: white; border-radius: var(--radius); padding: 44px 36px 36px;
  box-shadow: var(--shadow-sm); transition: var(--transition);
  position: relative; overflow: hidden; border: 1px solid transparent;
}
.card:hover {
  transform: translateY(-8px); box-shadow: var(--shadow-lg);
  border-color: rgba(37,99,235,0.1);
}
.card-number {
  position: absolute; top: 20px; right: 24px;
  font-family: 'Playfair Display', serif; font-size: 56px; font-weight: 800;
  color: var(--bg-alt); line-height: 1; transition: var(--transition);
}
.card:hover .card-number { color: rgba(37,99,235,0.06); }
.card-icon {
  width: 60px; height: 60px; border-radius: 14px;
  background: linear-gradient(135deg, rgba(37,99,235,0.08), rgba(37,99,235,0.04));
  display: flex; align-items: center; justify-content: center; margin-bottom: 24px;
  color: var(--secondary); transition: var(--transition);
}
.card:hover .card-icon {
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: white;
}
.card-icon svg { width: 28px; height: 28px; }
.card h3 {
  font-size: 21px; font-weight: 700; margin-bottom: 12px;
  color: var(--primary); position: relative;
}
.card p { font-size: 15px; color: var(--text); line-height: 1.75; margin-bottom: 24px; }
.card-link {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 14px; font-weight: 600; color: var(--secondary);
  transition: var(--transition);
}
.card-link:hover { gap: 12px; color: var(--primary); }

/* Generic grids */
.grid { display: grid; gap: 28px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

/* ==============================
   CHIFFRES SECTION
   ============================== */
.chiffres-section {
  background: linear-gradient(155deg, var(--primary) 0%, #1A3F6B 50%, var(--secondary) 100%);
  padding: 80px 32px; text-align: center; position: relative; overflow: hidden;
}
.chiffres-section::before {
  content: ''; position: absolute; top: -50%; right: -20%; width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(255,255,255,0.04), transparent 70%);
  border-radius: 50%;
}
.chiffres-grid {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 32px; max-width: 1000px; margin: 0 auto; position: relative; z-index: 1;
}
.chiffre-item { text-align: center; }
.chiffre-number {
  font-family: 'Playfair Display', serif; font-size: 48px; font-weight: 800;
  color: white; line-height: 1; margin-bottom: 8px;
}
.chiffre-label {
  font-size: 13px; color: rgba(255,255,255,0.6); letter-spacing: 1px;
  text-transform: uppercase;
}

/* ==============================
   ABOUT
   ============================== */
.about-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center;
}
.about-visual { }
.about-visual-inner {
  background: linear-gradient(155deg, var(--primary) 0%, #1A3F6B 50%, var(--secondary) 100%);
  border-radius: 20px; padding: 56px 44px; color: white;
  position: relative; overflow: hidden; box-shadow: var(--shadow-xl);
}
.about-visual-inner::before {
  content: ''; position: absolute; top: -80%; right: -40%; width: 300%; height: 300%;
  background: radial-gradient(circle, rgba(255,255,255,0.04) 0%, transparent 60%);
}
.about-visual-inner::after {
  content: ''; position: absolute; bottom: -10%; left: -10%; width: 200px; height: 200px;
  background: radial-gradient(circle, rgba(96,165,250,0.15), transparent 70%);
  border-radius: 50%;
}

.about-stat {
  margin-bottom: 36px; position: relative; z-index: 1;
  display: flex; align-items: baseline; gap: 4px; flex-wrap: wrap;
}
.about-stat:last-child { margin-bottom: 0; }
.about-stat-number {
  font-family: 'Playfair Display', serif; font-size: 56px; font-weight: 800; line-height: 1;
}
.about-stat-label {
  width: 100%; font-size: 14px; opacity: 0.6; letter-spacing: 1px; margin-top: 4px;
}

.about-text .section-eyebrow { text-align: left; }
.about-text h3 {
  font-family: 'Playfair Display', serif; font-size: 36px; font-weight: 700;
  margin-bottom: 20px; line-height: 1.25; color: var(--primary);
}
.about-text p { font-size: 16px; color: var(--text); line-height: 1.8; margin-bottom: 16px; }

.about-features { list-style: none; padding: 0; margin-top: 32px; }
.about-features li {
  display: flex; align-items: flex-start; gap: 16px; padding: 14px 0;
  border-bottom: 1px solid var(--border);
}
.about-features li:last-child { border-bottom: none; }
.feature-icon {
  flex-shrink: 0; width: 32px; height: 32px; border-radius: 8px;
  background: rgba(37,99,235,0.06);
  display: flex; align-items: center; justify-content: center;
  color: var(--secondary); margin-top: 2px;
}
.about-features li strong {
  display: block; font-size: 15px; font-weight: 600; color: var(--primary); margin-bottom: 2px;
}
.about-features li span { font-size: 13px; color: var(--text); }

/* ==============================
   PROCESS
   ============================== */
.process-timeline {
  max-width: 700px; margin: 0 auto; position: relative; padding-left: 60px;
}
.process-line {
  position: absolute; left: 30px; top: 0; bottom: 0; width: 2px;
  background: linear-gradient(to bottom, var(--secondary), var(--accent-light), transparent);
}
.process-step {
  position: relative; margin-bottom: 48px; display: flex; gap: 32px; align-items: flex-start;
}
.process-step:last-child { margin-bottom: 0; }
.step-marker {
  position: absolute; left: -60px; width: 60px;
  display: flex; justify-content: center;
}
.step-number, .process-step-number {
  width: 52px; height: 52px; border-radius: 50%;
  background: white; border: 2px solid var(--secondary);
  display: flex; align-items: center; justify-content: center;
  font-family: 'Playfair Display', serif; font-size: 20px; font-weight: 700;
  color: var(--secondary); box-shadow: var(--shadow);
  position: relative; z-index: 1; transition: var(--transition);
}
.process-step:hover .step-number,
.process-step:hover .process-step-number {
  background: var(--secondary); color: white;
}
.step-content, .process-step-content {
  background: white; border-radius: var(--radius); padding: 28px 32px;
  box-shadow: var(--shadow-sm); flex: 1;
  border: 1px solid var(--border); transition: var(--transition);
}
.process-step:hover .step-content,
.process-step:hover .process-step-content {
  box-shadow: var(--shadow); border-color: rgba(37,99,235,0.15);
}
.step-content h4, .process-step-content h4 {
  font-size: 18px; font-weight: 700; margin-bottom: 8px; color: var(--primary);
}
.step-content p, .process-step-content p { font-size: 15px; color: var(--text); line-height: 1.7; }

/* ==============================
   FAQ
   ============================== */
.faq-grid, .faq-list { max-width: 760px; margin: 0 auto; }
.faq-item {
  border: 1px solid var(--border); border-radius: var(--radius-sm);
  margin-bottom: 12px; overflow: hidden; transition: var(--transition);
}
.faq-item.active { border-color: rgba(37,99,235,0.2); box-shadow: var(--shadow-sm); }
.faq-question {
  width: 100%; display: flex; align-items: center; justify-content: space-between;
  padding: 20px 24px; background: none; border: none; cursor: pointer;
  font-size: 16px; font-weight: 600; color: var(--primary); text-align: left;
  font-family: 'Inter', sans-serif; transition: var(--transition); gap: 16px;
}
.faq-question:hover { color: var(--secondary); }
.faq-chevron { flex-shrink: 0; transition: transform 0.3s ease; color: var(--text-light); }
.faq-item.active .faq-chevron { transform: rotate(180deg); color: var(--secondary); }
.faq-answer {
  max-height: 0; overflow: hidden;
  transition: max-height 0.4s ease, padding 0.4s ease; padding: 0 24px;
}
.faq-item.active .faq-answer { max-height: 300px; padding: 0 24px 20px; }
.faq-answer p { font-size: 15px; color: var(--text); line-height: 1.75; }

/* ==============================
   TESTIMONIALS
   ============================== */
.testimonials-section { background: var(--bg-alt); }
.testimonials-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 28px; max-width: 1200px; margin: 0 auto;
}
.testimonial-card {
  background: white; border-radius: var(--radius); padding: 36px;
  box-shadow: var(--shadow-sm); position: relative;
  border: 1px solid var(--border); transition: var(--transition);
}
.testimonial-card:hover { box-shadow: var(--shadow); border-color: rgba(37,99,235,0.1); }
.testimonial-stars { display: flex; gap: 3px; margin-bottom: 16px; color: #F59E0B; }
.testimonial-text {
  font-size: 15px; color: var(--text); line-height: 1.75;
  margin-bottom: 24px; font-style: italic;
}
.testimonial-author { display: flex; align-items: center; gap: 14px; }
.testimonial-avatar {
  width: 46px; height: 46px; border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  display: flex; align-items: center; justify-content: center;
  color: white; font-weight: 700; font-size: 15px; flex-shrink: 0;
}
.testimonial-name { font-weight: 700; font-size: 15px; color: var(--primary); }
.testimonial-role { font-size: 13px; color: var(--text-light); margin-top: 2px; }

/* ==============================
   CTA
   ============================== */
.cta-section {
  background: linear-gradient(155deg, var(--primary) 0%, #1A3F6B 50%, var(--secondary) 100%);
  text-align: center; padding: 100px 32px; position: relative; overflow: hidden;
}
.cta-section::before {
  content: ''; position: absolute; top: -50%; right: -20%; width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(255,255,255,0.04), transparent 70%);
  border-radius: 50%;
}
.cta-content { position: relative; z-index: 2; }
.cta-section h2 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(30px, 4vw, 44px); color: white; margin-bottom: 18px;
}
.cta-section p {
  font-size: 18px; color: rgba(255,255,255,0.7); max-width: 540px;
  margin: 0 auto 40px; line-height: 1.7;
}
.cta-buttons { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }
.cta-phone {
  display: flex; align-items: center; gap: 10px; margin-top: 24px;
  justify-content: center; color: rgba(255,255,255,0.7); font-size: 15px;
}
.cta-phone a { color: white; font-weight: 600; }

/* ==============================
   CONTACT
   ============================== */
.contact-grid {
  display: grid; grid-template-columns: 1fr 1.2fr; gap: 56px; align-items: start;
}
.contact-info h3 {
  font-family: 'Playfair Display', serif; font-size: 30px;
  font-weight: 700; margin-bottom: 16px; color: var(--primary);
}
.contact-info > p { font-size: 15px; color: var(--text); line-height: 1.7; margin-bottom: 36px; }

.contact-item { display: flex; align-items: flex-start; gap: 18px; margin-bottom: 28px; }
.contact-item-icon {
  width: 48px; height: 48px; border-radius: 12px;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
  box-shadow: 0 4px 12px rgba(15,43,71,0.2);
}
.contact-item-icon svg { width: 20px; height: 20px; }
.contact-item-label {
  font-size: 11px; color: var(--text-light); letter-spacing: 2px;
  text-transform: uppercase; margin-bottom: 4px; font-weight: 600;
}
.contact-item-value { font-size: 15px; font-weight: 600; color: var(--primary); }
.contact-item-value a { color: var(--primary); text-decoration: none; transition: var(--transition-fast); }
.contact-item-value a:hover { color: var(--secondary); }

.contact-form {
  background: white; border-radius: 20px; padding: 44px;
  box-shadow: var(--shadow); border: 1px solid var(--border);
}
.form-group { margin-bottom: 20px; }
.form-group label {
  display: block; font-size: 13px; font-weight: 600; color: var(--primary);
  margin-bottom: 8px; letter-spacing: 0.3px;
}
.form-group input, .form-group textarea, .form-group select {
  width: 100%; padding: 14px 18px; border: 1.5px solid var(--border);
  border-radius: var(--radius-sm); font-size: 14px;
  font-family: 'Inter', sans-serif; transition: var(--transition-fast);
  background: var(--bg); color: var(--text-dark);
}
.form-group input::placeholder,
.form-group textarea::placeholder { color: var(--text-light); }
.form-group input:focus, .form-group textarea:focus, .form-group select:focus {
  outline: none; border-color: var(--secondary); background: white;
  box-shadow: 0 0 0 4px rgba(37,99,235,0.08);
}
.form-group textarea { resize: vertical; min-height: 130px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-consent { font-size: 13px; color: var(--text); }
.form-consent label { display: flex; align-items: flex-start; gap: 10px; font-weight: 400; }
.form-consent input[type="checkbox"] {
  width: 18px; height: 18px; margin-top: 2px; accent-color: var(--secondary);
}

.btn-submit {
  width: 100%; padding: 16px; display: inline-flex; align-items: center;
  justify-content: center; gap: 10px;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  color: white; border: none; border-radius: var(--radius-sm);
  font-size: 15px; font-weight: 600; cursor: pointer; transition: var(--transition);
  font-family: 'Inter', sans-serif; letter-spacing: 0.3px;
}
.btn-submit:hover {
  transform: translateY(-2px); box-shadow: 0 8px 24px rgba(15,43,71,0.25);
}
.btn-submit.sent { background: #059669; pointer-events: none; }

/* ==============================
   PAGE HEADER (subpages)
   ============================== */
.page-header {
  background: linear-gradient(155deg, #0A1628 0%, var(--primary) 40%, #1A3F6B 70%, var(--secondary) 100%);
  padding: 160px 32px 80px; text-align: center; position: relative; overflow: hidden;
}
.page-header::before {
  content: ''; position: absolute; top: -30%; right: -15%; width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(59,130,246,0.1), transparent 70%);
  border-radius: 50%;
}
.page-header h1 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(32px, 5vw, 52px);
  font-weight: 700; color: white; margin-bottom: 16px; position: relative; z-index: 1;
}
.page-header-desc {
  font-size: 17px; color: rgba(255,255,255,0.65); max-width: 640px;
  margin: 0 auto; line-height: 1.7; position: relative; z-index: 1;
}

/* ==============================
   STATS GRID (subpages)
   ============================== */
.stats-grid {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 24px; max-width: 1000px; margin: 0 auto;
}
.stat-card {
  background: white; border-radius: var(--radius); padding: 28px 24px;
  text-align: center; box-shadow: var(--shadow-sm); border: 1px solid var(--border);
  transition: var(--transition);
}
.stat-card:hover { box-shadow: var(--shadow); border-color: rgba(37,99,235,0.1); }
.stat-number {
  font-family: 'Playfair Display', serif; font-size: 36px; font-weight: 800;
  color: var(--secondary); margin-bottom: 4px;
}
.stat-label { font-size: 13px; color: var(--text); }

/* ==============================
   VALUES GRID
   ============================== */
.values-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 28px; max-width: 1200px; margin: 0 auto;
}
.value-card {
  background: white; border-radius: var(--radius); padding: 36px 28px;
  box-shadow: var(--shadow-sm); border: 1px solid var(--border);
  transition: var(--transition); position: relative; overflow: hidden;
}
.value-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); border-color: rgba(37,99,235,0.1); }
.value-card-number {
  position: absolute; top: 16px; right: 20px;
  font-family: 'Playfair Display', serif; font-size: 48px; font-weight: 800;
  color: var(--bg-alt); line-height: 1;
}
.value-icon {
  width: 52px; height: 52px; border-radius: 12px;
  background: linear-gradient(135deg, rgba(37,99,235,0.08), rgba(37,99,235,0.04));
  display: flex; align-items: center; justify-content: center;
  color: var(--secondary); margin-bottom: 20px;
}
.value-icon svg { width: 24px; height: 24px; }
.value-card h3 { font-size: 18px; font-weight: 700; color: var(--primary); margin-bottom: 10px; }
.value-card p { font-size: 14px; color: var(--text); line-height: 1.7; }

/* ==============================
   BLOG
   ============================== */
.blog-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 28px; max-width: 1200px; margin: 0 auto;
}
.blog-card {
  background: white; border-radius: var(--radius); overflow: hidden;
  box-shadow: var(--shadow-sm); border: 1px solid var(--border);
  transition: var(--transition);
}
.blog-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.blog-image {
  height: 200px; background: linear-gradient(135deg, var(--primary), var(--secondary));
  display: flex; align-items: center; justify-content: center; color: white;
}
.blog-image svg { width: 48px; height: 48px; opacity: 0.3; }
.blog-content { padding: 28px; }
.blog-date { font-size: 12px; color: var(--text-light); margin-bottom: 10px; letter-spacing: 1px; text-transform: uppercase; }
.blog-title {
  font-size: 18px; font-weight: 700; color: var(--primary); margin-bottom: 10px;
  line-height: 1.35;
}
.blog-excerpt { font-size: 14px; color: var(--text); line-height: 1.7; margin-bottom: 16px; }
.blog-card-link {
  font-size: 14px; font-weight: 600; color: var(--secondary);
  display: inline-flex; align-items: center; gap: 6px;
  transition: var(--transition);
}
.blog-card-link:hover { gap: 10px; }

/* ==============================
   LEGAL CONTENT
   ============================== */
.legal-content {
  max-width: 800px; margin: 0 auto;
}
.legal-content h2 {
  font-family: 'Playfair Display', serif; font-size: 28px; font-weight: 700;
  color: var(--primary); margin: 40px 0 16px; line-height: 1.3;
}
.legal-content h3 {
  font-size: 20px; font-weight: 700; color: var(--primary);
  margin: 32px 0 12px;
}
.legal-content p {
  font-size: 15px; color: var(--text); line-height: 1.8; margin-bottom: 16px;
}
.legal-content ul, .legal-content ol {
  padding-left: 24px; margin-bottom: 16px;
}
.legal-content li {
  font-size: 15px; color: var(--text); line-height: 1.8; margin-bottom: 6px;
}
.legal-content a {
  color: var(--secondary); text-decoration: underline;
  transition: var(--transition-fast);
}
.legal-content a:hover { color: var(--primary); }
.legal-content strong { color: var(--text-dark); }
.legal-content table {
  width: 100%; border-collapse: collapse; margin: 24px 0;
}
.legal-content th, .legal-content td {
  padding: 12px 16px; text-align: left; border: 1px solid var(--border);
  font-size: 14px;
}
.legal-content th {
  background: var(--bg-alt); font-weight: 600; color: var(--primary);
}

/* ==============================
   ERROR PAGE
   ============================== */
.error-page {
  min-height: 100vh; display: flex; align-items: center; justify-content: center;
  background: linear-gradient(155deg, #0A1628 0%, var(--primary) 30%, #1A3F6B 60%, var(--secondary) 100%);
  text-align: center; padding: 120px 32px; color: white;
}
.error-page h1 {
  font-family: 'Playfair Display', serif; font-size: 120px; font-weight: 800;
  margin-bottom: 16px; opacity: 0.3;
}
.error-page h2 {
  font-family: 'Playfair Display', serif; font-size: 32px; margin-bottom: 16px;
}
.error-page p { font-size: 17px; color: rgba(255,255,255,0.6); margin-bottom: 32px; }

/* ==============================
   FOOTER
   ============================== */
.footer {
  background: var(--primary); color: rgba(255,255,255,0.6); padding: 72px 32px 32px;
}
.footer-grid {
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px; padding-bottom: 48px; border-bottom: 1px solid rgba(255,255,255,0.08);
}
.footer-brand { }
.footer-brand-logo { display: flex; align-items: center; gap: 12px; margin-bottom: 16px; }
.footer-logo-icon {
  width: 36px; height: 36px; border-radius: 8px;
  background: linear-gradient(135deg, rgba(255,255,255,0.1), rgba(255,255,255,0.05));
  display: flex; align-items: center; justify-content: center;
}
.footer-logo-text {
  color: white; font-size: 18px; font-weight: 800; letter-spacing: 3px;
}
.footer-logo-sub {
  font-weight: 400; font-size: 9px; letter-spacing: 5px; display: block;
  color: rgba(255,255,255,0.5); margin-top: 2px;
}
.footer-tagline, .footer-brand > p {
  font-size: 14px; line-height: 1.7; color: rgba(255,255,255,0.5);
}
.footer-col h4 {
  color: white; font-size: 13px; font-weight: 700; letter-spacing: 1px;
  text-transform: uppercase; margin-bottom: 20px;
}
.footer-col a {
  display: block; color: rgba(255,255,255,0.5); font-size: 14px;
  padding: 5px 0; transition: var(--transition-fast);
}
.footer-col a:hover { color: white; }

.footer-bottom {
  display: flex; justify-content: space-between; align-items: center;
  padding-top: 28px; flex-wrap: wrap; gap: 16px;
}
.footer-copy { font-size: 13px; }
.footer-legal-bar { }
.footer-legal-links { display: flex; gap: 24px; }
.footer-legal-links a {
  font-size: 13px; color: rgba(255,255,255,0.4); transition: var(--transition-fast);
}
.footer-legal-links a:hover { color: white; }

/* ==============================
   RESPONSIVE
   ============================== */
@media (max-width: 1024px) {
  .services-grid, .card-grid { grid-template-columns: repeat(2, 1fr); }
  .testimonials-grid { grid-template-columns: repeat(2, 1fr); }
  .blog-grid { grid-template-columns: repeat(2, 1fr); }
  .values-grid { grid-template-columns: repeat(2, 1fr); }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .chiffres-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .navbar-links { display: none; }
  .navbar-toggle { display: block; }
  .navbar-links.active {
    display: flex; flex-direction: column; position: absolute;
    top: 100%; left: 0; right: 0; background: white;
    padding: 24px 32px; box-shadow: var(--shadow-lg); gap: 16px;
    border-bottom: 2px solid var(--secondary);
  }
  .navbar-links.active a { color: var(--text) !important; }
  .navbar-links.active .navbar-cta {
    background: linear-gradient(135deg, var(--primary), var(--secondary)) !important;
    color: white !important; text-align: center;
  }
  .navbar-dropdown-menu {
    position: static; transform: none; box-shadow: none;
    border: none; padding: 0 0 0 16px; opacity: 1; visibility: visible;
  }

  .hero { padding: 140px 24px 80px; }
  .hero h1 { font-size: clamp(32px, 8vw, 48px); }
  .hero-trust { flex-direction: column; gap: 12px; padding: 20px 24px; }
  .hero-trust-sep { width: 40px; height: 1px; }

  .section { padding: 80px 24px; }
  .page-header { padding: 140px 24px 60px; }
  .services-grid, .card-grid { grid-template-columns: 1fr; }
  .about-grid { grid-template-columns: 1fr; gap: 40px; }
  .process-timeline { padding-left: 50px; }
  .process-line { left: 24px; }
  .step-marker { left: -50px; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .blog-grid { grid-template-columns: 1fr; }
  .values-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .chiffres-grid { grid-template-columns: 1fr 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .contact-form { padding: 28px; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .hero-buttons { flex-direction: column; align-items: center; }
  .btn { width: 100%; justify-content: center; }
  .cta-buttons { flex-direction: column; align-items: center; }
  .stats-grid { grid-template-columns: 1fr; }
  .chiffres-grid { grid-template-columns: 1fr; }
}